:root {
  color-scheme: light;
  --navy: #14304a;
  --teal: #246566;
  --teal-hover: #194c4d;
  --sand: #f6f3ee;
  --paper: #fffefa;
  --ink: #233541;
  --muted: #52606d;
  --line: #d8dedc;
  --hero-muted: #d4e0e8;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 7rem; }
body { margin: 0; background: var(--paper); color: var(--ink); font: 1rem/1.7 -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif; }
a { color: var(--teal); text-underline-offset: .22em; text-decoration-thickness: 1px; }
a:hover { text-decoration-thickness: 2px; }
button { font: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }
:focus-visible { outline: 3px solid var(--teal); outline-offset: 5px; }
.hero :focus-visible, footer :focus-visible { outline-color: #f1cc91; }
[hidden] { display: none !important; }
.wrap { width: min(100% - 3rem, 1120px); margin-inline: auto; }
.skip-link { position: fixed; top: .5rem; left: 1rem; z-index: 100; padding: .65rem 1rem; background: white; transform: translateY(-160%); }
.skip-link:focus { transform: translateY(0); }
.top { position: sticky; top: 0; z-index: 20; background: var(--paper); border-bottom: 1px solid var(--line); }
.nav { min-height: 88px; display: flex; justify-content: space-between; align-items: center; gap: 1.5rem; }
.brand { color: var(--navy); font: 700 1.65rem/1.2 Georgia, "Times New Roman", serif; text-decoration: none; padding-block: .75rem; flex-shrink: 0; }
.brand span { display: block; margin-top: .3rem; color: var(--muted); font: 400 .75rem/1.5 -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif; }
.nav-links { display: flex; align-items: center; gap: 2rem; margin: 0; padding: 0; list-style: none; }
.nav-links a { display: inline-flex; gap: 1rem; align-items: center; min-height: 44px; padding-block: .5rem; color: var(--ink); font-size: .9rem; text-decoration: none; }
.nav-links a:hover { color: var(--teal); text-decoration: underline; }
.nav-links .nav-contact { color: var(--teal); font-weight: 650; }
.nav-toggle { min-width: 80px; min-height: 44px; border: 1px solid var(--line); border-radius: 4px; padding: .4rem .75rem; color: var(--navy); background: transparent; cursor: pointer; }
.nav-toggle span { margin-left: .5rem; }
section { padding-block: 6rem; }
h1, h2 { font-family: Georgia, "Times New Roman", serif; font-weight: 400; letter-spacing: -.035em; text-wrap: pretty; }
h1 { max-width: 980px; font-size: clamp(2.6rem, 5.2vw, 4.4rem); line-height: 1.12; margin: 1.3rem 0 1.75rem; }
h1 em { color: #e5c7a0; font-weight: 400; }
h2 { color: var(--navy); font-size: clamp(2rem, 3.5vw, 2.8rem); line-height: 1.18; margin: 0 0 1.4rem; }
#services h2 { margin-bottom: 2.5rem; }
h3 { color: var(--navy); font-size: 1.15rem; line-height: 1.4; margin: 0 0 .8rem; }
p { margin: 0 0 1rem; }
.eyebrow { color: var(--teal); font-size: .75rem; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; margin-bottom: 1.15rem; }
.hero { background: var(--navy); color: white; padding-block: 6.5rem 3rem; }
.hero .eyebrow { color: var(--hero-muted); }
.hero-intro { max-width: 650px; color: var(--hero-muted); font-size: 1.1rem; line-height: 1.8; }
.ctas { display: flex; flex-wrap: wrap; gap: 1rem 2rem; align-items: center; margin-top: 2rem; }
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 2rem; padding: .8rem 1.35rem; min-height: 48px; border: 1px solid transparent; border-radius: 4px; background: var(--teal); color: white; font-size: 1rem; font-weight: 650; text-decoration: none; cursor: pointer; transition: background .15s ease; }
.btn:hover { background: var(--teal-hover); }
.hero .btn { background: var(--sand); color: var(--navy); }
.hero .btn:hover { background: #e5c7a0; }
.text-link { display: inline-flex; gap: 1rem; align-items: center; min-height: 48px; color: white; }
.license { border-top: 1px solid #466077; padding-top: 1.5rem; margin: 3.5rem 0 0; color: var(--hero-muted); font-size: .8rem; }
.license span { padding-inline: .5rem; }
.about-copy { max-width: 760px; }
.one-line { max-width: 760px; font-size: 1.25rem; line-height: 1.6; margin: 0; }
.contact h2 { max-width: 760px; margin-bottom: 2rem; }
.licensed-states { margin-top: 1.75rem; padding-top: 1rem; border-top: 1px solid var(--line); font-size: .85rem; color: var(--teal); font-weight: 600; }
.sand { background: var(--sand); }
.services { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 2rem; }
.service { border-top: 2px solid var(--teal); padding-top: 1.5rem; }
.service p { color: var(--muted); margin-bottom: 0; }
.service ul { padding-left: 1.1rem; margin: 1.5rem 0 0; font-size: .95rem; }
.service li { padding-left: .3rem; margin-block: .6rem; }
.service li::marker { color: var(--teal); }

footer { padding-block: 3.5rem; color: var(--hero-muted); background: var(--navy); font-size: .85rem; }
.footer-name { color: white; font: 400 1.8rem/1.3 Georgia, "Times New Roman", serif; margin-bottom: .75rem; }
footer p { margin-bottom: .3rem; }
.disclaimer { margin-top: 1.25rem; }
footer a { display: inline-block; color: white; padding-block: .5rem; overflow-wrap: anywhere; max-width: 100%; }
.disclaimer { max-width: 940px; margin-bottom: 0; color: #bdcdd9; font-size: .8rem; }
@media (max-width: 899px) {
  .nav { flex-wrap: wrap; gap: 0 1rem; min-height: 80px; padding-block: .5rem; }
  .nav-links { width: 100%; justify-content: space-between; gap: .5rem; padding-top: .5rem; border-top: 1px solid var(--line); }
  .nav-toggle:not([hidden]) { display: inline-block; }
  .nav-links.menu-open { display: flex; }
  .services { gap: 1.5rem; }
  .desktop-break { display: none; }
}
@media (max-width: 620px) {
  .wrap { width: calc(100% - 2.5rem); }
  section { padding-block: 3.5rem; }
  .hero { padding-block: 3.75rem 2rem; }
  .hero-intro { font-size: 1rem; }
  .license { margin-top: 2.5rem; }
  .services { grid-template-columns: 1fr; }
  .services { gap: 2rem; }
  .service ul { margin-top: 1rem; }
  .nav-links { flex-direction: column; align-items: stretch; padding-bottom: .5rem; gap: 0; }
  .nav-links a { display: flex; min-height: 48px; }
  .brand { font-size: 1.45rem; }
  .brand span { font-size: .68rem; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; animation: none !important; }
}